Esquire Financial Holdings Stock Analysis

Esquire Stock Analysis Notes

About 17.0% of the company shares are held by company insiders. The book value of Esquire Financial was currently reported as 35.73. The company recorded earning per share (EPS) of 5.87. Esquire Financial last dividend was issued on the 13th of February 2026. Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York. Esquire Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 110 people. To learn more about Esquire Financial Holdings call Andrew Sagliocca at 516 535 2002 or check out https://www.esquirebank.com.

Esquire Financial Investment Alerts

Esquire Largest EPS Surprises

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Esquire Financial Environmental, Social, and Governance (ESG) Scores

Esquire Stock Institutional Investors

Note, although Esquire Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Esquire Market Capitalization

The company currently falls under 'Small-Cap' category with a total capitalization of 945.8 M.

Esquire Profitablity

The company has Net Profit Margin of 0.37 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.48 %, which entails that for every 100 dollars of revenue, it generated $0.48 of operating income.

Management Efficiency

Esquire Financial has Return on Asset of 0.0239 % which means that on every $100 spent on assets, it made $0.0239 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.193 %, implying that it generated $0.193 on every 100 dollars invested. Esquire Financial's management efficiency ratios could be used to measure how well Esquire Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of 02/19/2026, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. As of 02/19/2026, Total Current Liabilities is likely to grow to about 2 B. Also, Liabilities And Stockholders Equity is likely to grow to about 2.5 B

Technical Drivers

As of the 19th of February, Esquire Financial shows the Coefficient Of Variation of 1393.0, mean deviation of 1.6, and Downside Deviation of 1.78. Esquire Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Esquire Financial Price Movement Analysis

Esquire Financial Insider Trading Activities

Esquire Financial Outstanding Bonds

Esquire Financial Predictive Daily Indicators

Esquire Financial Corporate Filings

Esquire Financial Forecast Models

Esquire Financial's time-series forecasting models are one of many Esquire Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Esquire Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Esquire Financial Bond Ratings

Esquire Financial Holdings financial ratings play a critical role in determining how much Esquire Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Esquire Financial's borrowing costs.

Esquire Financial Debt to Cash Allocation

Esquire Financial Holdings has 2.08 B in debt with debt to equity (D/E) ratio of 5.53, demonstrating that the company may be unable to create cash to meet all of its financial commitments. That said, strategic use of leverage may enable Esquire to fund expansion initiatives and generate superior returns.

Esquire Financial Total Assets Over Time

Esquire Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Esquire Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Esquire Financial Debt Ratio

0.0057

It seems most of the Esquire Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Esquire Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Esquire Financial, which in turn will lower the firm's financial flexibility.

Esquire Financial Corporate Bonds Issued

Esquire Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Esquire Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Esquire shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Esquire Financial. By using and applying Esquire Stock analysis, traders can create a robust methodology for identifying Esquire entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Esquire analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Esquire analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Esquire Financial Holdings stock analysis indicators help investors evaluate how Esquire Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Esquire Financial shares will generate the highest return on investment. By understating and applying Esquire Financial stock analysis, traders can identify Esquire Financial position entry and exit signals to maximize returns.

When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.